6-35% Annual Returns
Unlock high-growth, tax-advantaged investments designed for real results. Join thousands growing their money smarter — without paying more in taxes
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Savings
Savings That Actually Grow Don’t let your money sit idle. Our high-yield, tax-efficient savings options beat traditional banks — helping you build your emergency fund or save for big goals faster.
Investment
Investments That Work Harder for You Grow your wealth — tax-free. From 6% to 35% returns, our investment strategies are designed for real-world performance with full transparency
Insurance
Protect your income, family, and future — while building value. Our insurance plans don’t just offer coverage; they help grow your money too and build wealth over time
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Expert Financial Guidance for Your Investment Journey
At Terces Finance, our dedicated team of financial advisors works closely with you to understand your unique goals and design a personalized investment strategy tailored to your needs.
While many Canadians believe real estate is the only path to building wealth, there are smarter, more flexible alternatives. What if you could achieve higher returns—without the stress of managing tenants or dealing with property maintenance?
We offer customized investment solutions that align with your financial objectives—whether you're a first-time investor or an experienced one. Our approach is ideal for those seeking effective, tax-efficient ways to grow their wealth beyond traditional methods.
With a minimum investment of just $25,000, you can diversify your portfolio and tap into high-return opportunities—all while potentially avoiding large capital gains and benefiting from tax-free growth.
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Meeting you where you’re at
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Premium and Generation clients have access to goal setting and financial planning.
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Have account-related inquiries? Our team is here to support you.
Benefits that grow with you
Bringing all your investments to Terces Finance means better access exclusive benefits and partner rewards.
Premium Clients →
- Typical Life Insurance Coverage: $1,000,000
- Average Investment Portfolio Growth: $4,000,000 over time Ideal for individuals seeking tax-free growth, foundational wealth protection, and smart financial strategies to secure their future.
Generation Clients →
- Average insurance coverage 5,000,000
- Investment income 10,000,000 over time Designed for legacy builders — high-net-worth individuals focused on generational wealth, estate planning, and long-term tax efficiency
Why Choose Us?
Attractive Returns
Without the Tax Drag Grow your wealth with investments offering 6%–35% tax-free returns. We focus on high-performing, tax-advantaged strategies so more of your money stays where it belongs — with you.
Accessible Investment Opportunities
For Everyone You don’t need millions to start building wealth. We open the door to premium investment vehicles — from TFSAs to insurance-based strategies — with low barriers to entry and no confusing jargon.
Expert Management
You Can Trust Our team of experienced financial professionals manages your money with the same care they use for their own. Enjoy hands-off growth, personalized advice, and full transparency every step of the way.